Terms & Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Choice Dividex website, tools, and related materials (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Service immediately.
This is a general draft template provided for informational purposes and should be reviewed and adapted to reflect your specific jurisdiction, business practices, and applicable regulations before publication.
1. Acceptance of Terms
By accessing any page of the Choice Dividex website or using any associated calculators, models, or informational content, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.
2. Description of Service
Choice Dividex provides informational content, modelling tools, and educational materials related to dollar-cost averaging strategies and multi-currency income planning. The Service is provided for general informational purposes only and does not constitute financial, investment, tax, or legal advice of any kind.
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability to you or any third party.
3. No Financial Advice
Nothing presented on this website, including any outputs generated by tools or models, should be interpreted as a recommendation to buy, sell, or hold any financial instrument, currency, or asset. You are solely responsible for evaluating the merits and risks associated with any decision made using information obtained through the Service. We strongly encourage you to consult a qualified, licensed professional before making financial decisions.
4. Acceptable Use
You agree to use the Service only for lawful purposes. You must not:
- Attempt to gain unauthorised access to any part of the Service, its servers, or related systems.
- Use automated means (bots, scrapers, or crawlers) to extract data without prior written consent.
- Reproduce, duplicate, copy, sell, or exploit any portion of the Service without authorisation.
- Interfere with or disrupt the integrity or performance of the Service.
- Use the Service to transmit any harmful, unlawful, or infringing content.
5. Intellectual Property
All content on this website, including text, graphics, logos, diagrams, and software, is the property of Choice Dividex or its licensors and is protected by applicable intellectual property laws. No content may be reproduced, distributed, or republished without prior written permission, except as permitted for personal, non-commercial use.
6. Third-Party Links
The Service may contain links to third-party websites or resources that are not owned or controlled by Choice Dividex. We are not responsible for the content, accuracy, or practices of any third-party sites. Your interactions with such third parties are solely between you and them, governed by their own terms and policies.
7. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not guarantee that the Service will be uninterrupted, error-free, or free of harmful components.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Choice Dividex, its affiliates, and representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
9. Indemnification
You agree to indemnify and hold harmless Choice Dividex and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service or violation of these Terms.
10. Termination
We reserve the right to suspend or terminate your access to the Service at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.
11. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Service following the posting of revised Terms constitutes acceptance of those changes.
12. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be subject to the exclusive jurisdiction of the competent courts, as determined by applicable law.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
14. Contact
Questions regarding these Terms should be directed through the contact channels listed on our Contact page.